Your Lifetime Social Security Benefits Could Be Worth $855,191
Launch your retirement with confidence by taking our 60-second quiz to estimate your potential lifetime benefits and see how your choices and circumstances may affect one of your largest sources of retirement income.
You May Have More Riding on Social Security Than You Think
Your Social Security benefits could be worth hundreds of thousands of dollars throughout retirement. When you claim, how long you work, and your personal and family circumstances can all shape what you may receive. Seeing the estimated lifetime value of your benefits can help put those decisions into perspective.
60-Second Social Security Snapshot
Start With a Quick Look at Your Benefits
Answer a few simple questions about your age, work history, income, and retirement plans. No personal information is required, and there are no complicated forms to complete.
See the Potential Lifetime Value
Get an estimate of how much Social Security could provide to you over the course of your retirement.
Understand Why Timing Matters
See why the age at which you claim Social Security can make a meaningful difference in the benefits you receive.
Look Beyond Your Individual Benefit
Learn how your Social Security benefits may be affected by a spouse, children, and other personal circumstances.
Put Social Security in Perspective
Compare your Social Security benefits with your 401(k), IRA, pension, home equity, and other retirement assets.
Get Personalized Guidance With Your Social Security Roadmap
Understand How Social Security Fits Into Your Retirement
Every retirement situation is different. When you are ready to look deeper, your Social Security Roadmap can use your work history, family circumstances, and retirement plans to create a more personalized Social Security analysis. You can explore the results on your own or work with a Registered Social Security Analyst® (RSSA®) for additional guidance.
Claim at the Right Time
Compare claiming options and better understand how starting benefits at different ages could affect what you receive.
See the Full Picture
Review factors such as spousal, survivor, divorced-spouse, and dependent benefits when they apply to your situation.
Avoid Missed Opportunities
Learn about Social Security rules and claiming options that may affect the benefits available to you.
Build a Personalized Roadmap
Get a detailed analysis based on your circumstances that you can use to compare options and plan for retirement.
Factors That Shape Your Benefits
Life Changes Can Affect Social Security
The Social Security benefits available to you can change as your life changes. Your Social Security Roadmap changes with you, helping you update your analysis and better understand how changes in work, family, health, and retirement plans may affect your benefits.
Raising a Family
Having children or other dependents may affect the Social Security benefits available to your family. Understanding those rules can help you see what support may be available if your circumstances change.
Changes in Relationships
Marriage, divorce, or the loss of a spouse can affect future Social Security options. Understanding these rules early can help you make informed decisions if life circumstances change.
Work and Income Choices
How you earn and report income over the years can influence future benefits. Whether you're employed, self-employed, or exploring new career paths, knowing the impact can help you plan with confidence.
Health or Disability Needs
If a health issue affects your ability to work, Social Security may provide support during challenging times. Learning about these options now can help you feel more prepared should you ever need them.
Caring for Parents
Supporting aging parents often involves navigating Social Security decisions on their behalf. Having guidance can make it easier to help your family make thoughtful choices when the time comes.
Planning for Retirement
Even if retirement feels far off, understanding how Social Security works today helps you prepare for tomorrow. A little clarity now can go a long way toward building a more confident future.
Social Security Is One Piece of a Much Bigger Retirement
Common Questions
Frequently Asked Questions
Is this benefit really free for me?
Yes. This benefit is provided by your employer at no cost to you. That includes the Social Security analysis, personalized recommendations, and professional review available through the program.
Do I have to use this benefit?
No. Participation is completely optional. However, because the benefit is already being provided by your employer at no cost to you, it can be a valuable opportunity to better understand your Social Security options and make more informed retirement decisions.
When should I start planning for Social Security?
It is never too early to start. Social Security is often treated as a decision to think about right before retirement, but choices made years earlier can influence future benefits and retirement options. Planning ahead gives you more time to understand your choices and see how Social Security may fit into your broader retirement plans.
Will my employer see my personal information?
No personal information is required to take the quiz. You can get your estimate without providing any personal details.
If you choose to move forward with a detailed Social Security analysis, your information will be reviewed by an RSSA® for the purpose of preparing your personalized guidance. That step is optional, and the security of your information is guaranteed throughout the process.
How long does the process take?
Getting started is straightforward. The full process involves answering questions about your work history, retirement plans, spouse or former spouse when applicable, dependents, and other basic information that may affect your Social Security options.
For a faster preview, you can also complete the 60-second survey on this site to receive a general estimate of the potential lifetime value of your Social Security benefits before deciding whether to continue with a more detailed analysis.
Can my family use this benefit too?
Yes. If you receive access through an employer-sponsored program, eligible family members may also be able to use the Social Security planning resources available through the benefit.
This can be especially helpful when a spouse, parent, or other family member has questions about retirement, survivor benefits, disability, or other Social Security decisions.
Because eligibility may vary by program, check the details provided by your employer or benefit administrator to see who in your family can participate.
Support From a Social Security Expert
Connect with a Registered Social Security Analyst® (RSSA®) who can help explain your Social Security Roadmap results, answer questions, review available options, and make important Social Security decisions easier to understand.
Sarah M.
RSSA®
15+ Years of Experience
5 out of 5 stars
James T.
RSSA®
20+ Years of Experience
5 out of 5 stars
Karen L.
RSSA®
12+ Years of Experience
5 out of 5 stars